How to Sketch Out the Right Investment Plan?

Published On June 26, 2017 | By Carey Dotson | Business

The problem with investment planning is that generally people do it on the basis of past data. Although history is one aspect of  planning for your investments, it should not be the only factor taken into consideration. As advised by Rothenberg Capital Management, to have a sound investment plan, you should follow these guidelines:

  • Time:

The time frame of the investment is important. For example, if this investment is for you to purchase a car or take a trip next year, then the investment plan you create would have to be a plan that returns your investment with interest by the time you will need the funds.  On the other hand if you are investing for your retirement years then your investments might stretch for many years.

  1. The Actual Amount That Could Be Invested:

A lot of investment plans have a minimum investment. Therefore, before finalizing an investment plan, the amount being invested must be determined.  If you are retirement planning then consider your current age and how many years you have to retirement.  Then try and decide how much you will need at retirement.  What will be your expected annual return on the investments?  Then work towards how much you will have to invest each year in order to get to your goal at retirement.  Rothenberg Capital Management has many effective calculators.  Visit and check out the financial calculators.

  1. The Level of Risk That Could Be Taken:

Generally, investments that have higher yields have high risks as well. You could win big or lose big. It’s important to remember that there is no such thing as no risk, high yield investments. So, it’s better to invest in ‘moderate risk moderate return with a balanced portfolio.  The Advisors at Rothenberg Capital Management can assist you with those decisions.

  1. Choosing the Correct Investment:

A lot of people tend to go by the first investment opportunity that is thrown their way. It is important to inquire about different investments and not simply invest in the first one that you see. There are a lot of worthy investments in the market and researching all the positives and negatives of these investments is highly important. Using these positives and negatives, narrow down your choices to a few that you are confident about. Once you have all the necessary information, choose the ones that follow the above mentioned guidelines.


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